Financial Help for Amputees During Mobility May

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A growing number of organizations offer financial help for amputees to support mobility.

May is known as Mobility Awareness Month, but the actual subject is immobility. That&#;s what we&#;re raising awareness about&#;the fact that millions of amputees and other people with disabilities don&#;t enjoy the mobility they deserve because they can&#;t afford the prosthetic limbs, wheelchairs, automobile modifications, and other technology they need.

Fortunately, a growing number of organizations offer financial help for amputees who seek to improve their mobility. When we queried our new Amputee Community Resource Directory, we found nearly 50 programs that provide financial help for amputees. And the number is actually larger than that, because some of these organizations have multiple chapters, including at least one with an office in all 50 states. If we listed all those programs individually, the tally of sources offering financial help for amputees would easily exceed 100.

Mobility Awareness is a year-round commitment for all of these organizations. While the majority of the programs in our Amputee Resource Directory are focused on helping individuals acquire prosthetic limbs, many of them also provide other forms of financial help for amputees, including aid for wheelchairs, automobile modifications, and other mobility-related needs. And many offer services that go beyond mobility, including peer support, mental health counseling, sports and fitness programs, kids&#; programs, and advocacy.

We&#;ve vetted every program in our listings, so you won&#;t find any outdated information or broken links (and if you do, please report it to us). To see the entire set of programs, use this link for a pre-filtered list of all resources in the &#;Financial assistance for a prosthesis or other needs&#; category.

Once you&#;re there, you can use the keyword search function to further narrow the list and find the program that best fits what you&#;re looking for. Here are a handful of slice-n-dice examples:

Financial help for a sports-related prosthesis or mobility device

Nine of the organizations in our directory specialize in providing financial help for amputees to obtain a running blade or other sports-related mobility device. That&#;s not to say they&#;re the only nine sources of aid&#;you may be able to get funds for a sports device through other channels. But if sports mobility is your primary goal, this list is the place to start. There are some very well-known organizations on this list, topped by the Challenged Athletes Foundation, which distributed more than $7 million to nearly 4,000 adaptive athletes in its most recent cycle. Click the image to get the pre-filtered list of organizations that specialize in financial assistance for sports mobility devices.

Financial help for prosthetic devices for kids

This list numbers eight organizations. There&#;s some overlap with the sports category, because a couple of organizations are specifically focused on sport devices for kids. Two of the standouts in this group are the Jordan Thomas Foundation of Tennessee, which is focused on lower-limb prosthetic devices, and Florida-based Limbitless Solutions, which specializes in upper-limb technology. By the way, there&#;s a lot of redundant keywording in our listings, so you&#;ll get the same results if you use a related search term such as &#;children&#; or &#;teenager.&#; Another caveat to keep in mind: Our directory includes about ~25 additional organizations that offer other forms of support for amputee kids&#;i.e., they may not offer financial aid for a prosthesis, but they offer camps, peer mentoring, recreational programs, etc.

Financial help for prosthetic devices for veterans

This search turns up seven results. Again, these are only the veteran-serving organizations that offer financial support for a prosthesis. The total number of veterans&#; programs in our directory exceeds 40, including a large number that offer mental health counseling, outdoor recreation programs, and peer support. And we&#;ll remind you again that veterans aren&#;t limited to these seven programs. They&#;re the best place to start, because they specialize in veterans&#; needs, but most programs will serve all comers. For example, the Steps of Faith Foundation serves everyone (including veterans) on the basis of financial need. So if you don&#;t find exactly what you&#;re looking for here, just remove the &#;veteran&#; filter, broaden your search, and keep looking.

Searching by location

We won&#;t lie: The geosearch function in our Amputee Resource Directory isn&#;t ideal. We&#;re working to fix that, and when we have a better solution you&#;ll be hearing about it. For now, the best way to filter the results by location is to type your state name (spelled out, no abbreviations) into the search bar. For example, if we select category &#;Financial assistance&#; and then filter the results by &#;Texas,&#; we return 12 results. For Florida, we get nine programs; for New York, ten; for California, 12. Many programs are national in scope, so they appear in the search results for every state. Even a small state such as Delaware returns a handful of programs in this category.

The bottom line: No matter where you live or who you are, there may be financial help available to help you improve your mobility.

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Are Lower Limb Prosthetics Covered by Medical Insurers?

Employer Plans or Independent Health Coverage Plans

In most cases, medical insurance covers at least part of the expense of a prosthetic limb.

How much coverage you get through an employer's medical insurance for an artificial leg depends on the company, the plan, and a number of other factors.

Some plans pay for everything as long as it's considered medically necessary and after you've met your deductible or covered your copay or co-insurance. Others put limits on how much of the bill they'll pick up. Or they'll limit how often you can replace damaged or defective devices.

A prosthetist bills the medical insurance provider, not only for the device, but also for the proper fit and alignment, all as one total cost. Proper fit and alignment may require several trips to the prosthetist's office.

Medicare Part B 

Medicare Part B covers prosthetic devices needed to replace a body part or function when a Medicare-enrolled doctor or other health care provider orders them.

For Medicare to pay for your prosthetic device, you must go to a Medicare-enrolled supplier. This is true no matter who submits the claim (you or the provider). Visit Medicare.gov for more information.

Medicaid

Medicaid will cover the cost of an artificial leg due to a disability if a physician or healthcare provider states that it's medically necessary.

According to the Kaiser Family Foundation, every state offers prosthesis coverage as a Medicaid benefit even though doing so is optional.

Medicaid programs don't all cover prosthetic devices in the same way or to the same extent. The best way to see how your state handles this kind of coverage is to contact your local agency and ask about it.

What if You Have Out-of-Pocket Costs You Cannot Afford?

Blatchford offers an extremely helpful solution for all patients needing money to pay for their lower limb prosthetic device. The program is part of Blatchford's Patient Access Powered by Repatient. 

The cost for a prosthetic leg can range anywhere from $5,000 to $50,000. Getting an insurance company to approve the cost can be challenging at times.

All patients should get the lower limb prosthesis they need when they need it. Blatchford's Patient Access Powered by Repatient offers a free service that will make sure this can happen.

Blatchford is Committed to Helping Every Patient Get the Prosthesis They Need

Prosthetists are required to collect reimbursement from the patient at or before the time of providing a prosthesis. While up-front payments are understandable, patients that cannot pay or will struggle to pay, often postpone care, believing that they have no other option.

Clearly, out of pocket cost is a factor for both patient and clinician.

Blatchford&#;s Repatient program makes paying for healthcare easier for patients by providing interest-free financing for the patient&#;s deductible while paying healthcare providers up front.

Patient Access Powered by Repatient offers flexible terms for all patients and has no patient denials.

We are working every day to bring this solution to O&P clinics across the United States. 

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